December 13, 2025 | 11:41 am
TEMPO.CO, Jakarta - Indonesia’s Financial Services Authority (OJK) reported that total assets in the country’s sharia banking sector reached Rp1,028.18 trillion (around US$65 billion) in October 2025, marking an all-time high since the industry was established.
According to Dian Ediana Rae, Executive Director of Banking Supervision at OJK, sharia banking assets grew by 11.34 percent year on year, the highest nominal level on record.
Other key indicators also posted record highs. Sharia financing stood at Rp685.55 trillion, up 7.78 percent year on year, while third-party funds (DPK) reached Rp820.79 trillion, reflecting annual growth of 14.26 percent.
“These achievements show that the policy direction for developing sharia banking is on the right track,” Dian said in a statement released on Saturday, December 13, 2025.
She added that OJK remains committed to implementing the 2023–2027 Roadmap for the Development and Strengthening of Indonesia’s Sharia Banking to ensure sustainable growth.
Dian noted that OJK will continue to promote structural strengthening through spin-offs and consolidation, aimed at creating sharia banks with a stronger economic scale. Most sharia commercial banks currently fall into KBMI I, the lowest capital category, with core capital of up to Rp6 trillion.
With larger scale, she said, sharia banks would be better positioned to expand financing, adopt more innovative business models, improve cost efficiency, strengthen IT infrastructure, and enhance human resource capacity.
“A stronger economic base will also allow sharia banking to contribute more significantly to the national economy,” Dian added.
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